At Umstead & Oak, we are committed to helping you experience success in your home search at every stage of the process. Our lending partners are not affiliated with Umstead & Oak or Costello REI, and while we have a working relationship with these vendors, it is your responsibility to properly vet and affirm your selection when identifying financing options that fit your financial goals and objectives. U&O is not responsible for negative experiences with any of our recommended parties, and as such, we encourage all our clients to do their due diligence in selecting the lender that best fits their needs.